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| Paypal withdrawal to Philippine Bank Accounts |
| Wednesday, January 30, 2008 |
Ever since Paypal announced that it will be allowing registered paypal users to withdraw funds from their paypal account and transfer it directly to banks in the Philippines, I noticed quite a few blogs writing about the topic. My friend Kuya Lestat redirected me to PMT(which stands for Pinoy Money Talk) when we were discussing about routing codes for paypal transfers. PMT has provided a step-by-step instruction on how to go about the fund transfer. However, I noticed quite a commotion on the “bank code” required to consummate the withdrawal transaction. I presume most were left in the dark when it came to this “bank code.” PMT likewise did its best to compensate for Paypals lack of information on the matter. Indeed there was quite a confusion with this much required "bank code." First off, I believe Paypal described this as a routing number or ABA number if I am not mistaken. The ABA number is actually a 9 digit number uniquely assigned to the bank for identification/routing purposes(kind of like an ID Card No. in school). Now if you are a Filipino inquiring in any Philippine bank and you ask for the banks ABA number, I believe you might not be provided the right one. Why? Upon inquiry from a reliable source, Philippine banks do not have an ABA number. What we do have is the Bank Routing Symbol Transit Number or BRSTN which coincidentally is also nine digits. Secondly, I also read that the "bank code" is usually that 9 digit number printed on the topmost part of checks beside the check number(I assume that this is for dollar checks). Allow me to point out that the BRSTN is also printed on the same location for philippine checks. Having made this observation, there was already a nagging feeling inside my chest that maybe I was on the right track. I had second thoughts though, because publishing a post that could affect lots of people in doing their paypal transfer transaction is no joke. Notwithstanding the fact that there are charges to be incurred in doing the transfer and I didn't want to take the risk. Going back to my bank code discussion, as per Paypals' release of the Official List of Paypal Philippines Bank Codes, these codes are actually the BRSTN of the banks main offices. These BRSTNs are uniquely assigned to each bank. Let us take for example, Allied Bank having a routing number of 010320013. Whereby, 01 pertains to the region number(in this case, Metro Manila); 032 would be the numerical bank id or bank code(if you would notice, all Allied Bank branches would be assigned a 032, whereas Metrobank would have 026, etc). I encourage readers not to mention the ABA number when they are inquiring in Philippine bank branches, for the reason I have stated above, where Philippine Banks do not have ABA numbers(well technically they are not called ABA numbers here in the Philippines). Second, do not mention wire transfers for they will give you the SWIFT code(usually in this form--BNORPHMM or EWBCPHMM) instead. Some universal banks like Metrobank, BPI and Chinabank might be able to give you an ABA number when it comes to wire transfers, but that will most likely be the ABA number of the Phiippine banks nostro account abroad. This would still depend on what place the wire transfer is coming from. That being said, while it is indeed a breakthrough , it is still in its early stages. However, I hope it could be well-developed so that it could serve the purpose for which it was implemented in the first place. Much thanks to PMT for keeping us updated with the developments. Just a tip, when you ask for a banks routing number(for paypal transactions), ask them the BRSTN of the banks main branch. Labels: Banking, Paypal |
posted by RJ @ Wednesday, January 30, 2008   |
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| The Love and Hate tag.. |
| Saturday, January 26, 2008 |
I know saturday was usually my tag day. Unfortunately, I had a few errands and research to do so I wasn't really able to get to it. Anyhow, this was passed on to me by Dann, a regular visitor/reader of my blog, who later on became a friend in the blogsphere. Much thanks for the support and the daily greetings of "Hi" and " How are You?". Believe it or not, it's quite something to look forward to when i check out my cbox at the end of the day.
Now, for the tag...
I was asked to enumerate a certain few of the things I LOVE and HATE..no specific number whatsoever. Here they are...
I Love..
my family
my friends
people who talk some sense
people who can make me laugh
dogs
reading books
cooking
watching tv
surfing the net
music and the arts
sleeping(i am so lazy sometimes)
I Hate..
Hypocrites and back stabbers
people who are unreasonable and inconsiderate
Going out when its raining
Power interruptions
Bank offline mode(aarrrgghh..makes my work harder)
Well, that's that. I would like to pass this on to anyone who is up to it. As I haven't been blog hopping for quite some time, I'm not sure of those who have already done this tag. So for those who haven't..feel free to do this..just for the fun of it i guess..Labels: Meme/Tags |
| posted by RJ @ Saturday, January 26, 2008 |
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| Wise thoughts to ponder.. |
| Tuesday, January 22, 2008 |
This is actually a text message sent to me by my former officemate(he just resigned a week ago..sniff sniff..). I know most of you might have received this, but just the same I think it's worth sharing and remembering...
1. A long life may not be enough but a good life is good enough.
2. All truth is good but not all truth is good to say.
3. Anger is just 1 letter short of D-A-N-G-E-R!
4. Revenge gets you even with your enemy, forgiving him puts you above him.
--this by far is my favorite amongst them--
5. It's better to remain silent and be thought a fool than to open your mouth and prove it!Labels: words of wisdom |
| posted by RJ @ Tuesday, January 22, 2008 |
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| The Friendship Tag... |
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Big thanks to Ate Ellaine for this tag. My apologies for the delay. I know I promised to do this last Saturday...Anyway, here it goes...
1.What time is it?
* 9:01 PM Philippine time
2. What's your full name?
*Roma Faye Javier Sarmiento
3. What are you most afraid of?
*hmmm--sharks.
4.What is the most recent movie that you have seen on bootleg? *Haven't been able to watch any movies recently.
5.Place of birth:
*Baguio City, PH
6.Favorite food:
*Barbecue and pineapple
7.What's your natural hair color?
*Black
8.Ever been to Freak Nick?
*Where's that??(sorry..medjo ignorante :( )
9.Ever been skinny dipping?
*Nope
10.Love someone so much it made you cry?
*Yep, thought I would die of heartache, thankfully I'm still alive.
11.Been in a car accident?
*If you call being dragged by a car an accident then I probably was
12. Croutons or bacon bits?
*Bacon bits
13. Favorite day of the week:
*Saturday & Sunday (pagaya ate Ellaine), although I love Saturdays best
14. Favorite restaurant?
*None in particular, any restaurant with good coffee, fruit juice and esp. good service would do.
15. Favorite Flower?
*Tulips(hehehehe) but I could settle for roses(blue ones --are there really blue ones?); I'm thinking they are just artificially colored.
16. Favorite sport to watch:
*Basketball, billiards, motocross and nascar hehehehehe
17. Favorite drink:
*C-O-F-F-E-E and water
18. Favorite ice cream:
*Pistachio flavored ice cream
19. Warner Brothers/Disney:
*Both
20. Ever been on a ship?
*Not yet :(
21. What color is your bedroom carpet?
*it's a mixture of earth colors
22. How many times did you fail your driver's test?
*Haven't taken the test yet but I need to learn how to drive soon or else my car is gonna rot in the garage
23. Before this one, from whom did you get your last e-mail?
*Sparkpeople
24.What do you do when you are bored?
*Blogging, psp gaming, watch a movie, read a book, listen to good music or i'd probably go to sleep.
25.Bedtime:
*The earliest is 10:30 pm during weekdays.
26. Who will respond to this tag the quickest?
*I have no idea...
27. Who will least likely respond?
*I'm hoping they would all respond.
28. Who is the person that you are most curious to see their responses?
*The names of the persons I'm gonnan tag at the end of this post..(sino kaya???)
29. Favorite TV shows.
*No specific tv show at the moment..Prison break (if i catch it on cable -- if not, i settle for dvd's)
30. Last person you went to dinner with?
*Jhay-r
31. Park or Zoo.
*I guess both since each has its own appeal
32. What are your favorite colors?
*Blue,black, some earth colors
33.How many tattoos do you have?
*don't have any..
34. How many pets do you have?
*11 dogs
35. Which came first, the chicken or the egg?
*Chicken
36. What do you want to do before you die?
*hmmm...
36.Have you ever been to Hawaii?
*nope, i wish I could get there someday.
37.Have you been to countries outside the U.S?
*Hmmm...Hongkong
38. How many people are you sending this tag?
* 4
39. Time this survey ended.
*9:15 pm
The 4 people I want to know a little bit more through this survey are Honney, Kristine, Djhoan and Kai. I know you guys are busy but I hope you could spare sometime..Thanks in advance. . :)Labels: Meme/Tags |
| posted by RJ @ Tuesday, January 22, 2008 |
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| Had a bad morning again.. |
| Friday, January 18, 2008 |
I used to think that "morning" or "am" was something to look forward to since it was usually the start of a new day. You rise up to a cup of coffee and usually the rays of sunshine. Honestly speaking, I was never a morning person. During non-working days, I usually find myself asleep in the daytime and fully awake in the nighttime. I am definitely not an early riser..but I do try my best, especially since I have a job which starts at 8:30am and ends supposedly at 5:30 pm.
Unfortunately, I am not one of those who are allowed to go home on time. Considering the fact that I am again alone in my abode(the backroom section of the bank I work for--accounting section). Anyway, I was given the task of labelling some boxes to be shipped to an off site stockroom last monday. I wasn't able to do it because I was beating some report deadlines. We were only able to do the task yesterday night(there were three of us). Having been able to finish the assigned task, we thought that everything would be alright the next morning.
I was wrong...
To my utter dismay, my boss decided to ask me(in a shouting manner) whether I asked the help of the other guys in labeling the boxes..I was tongue-tied..I'm not used to being shouted at especially in front of a lot of people. I was embarassed. It seems that our good deed was not a good one after all...
Arrrggghh..I couldn't believe it. First and foremost, I couldn't understand what the issue was all about. Let me relate to you a little about what transpired:
Boss: (shouting)Rj, did you ask help from the guys yesterday in labeling the boxes ?
Rj: No sir, but I was with **** and ****.
Boss: (still shouting)Why didn't you ask for help?!!You're the only girl here and they should be assisting you. You should ask for help.
(Rj's mouth gaping open)
Rj: Ohhh..uhhhmm..we only did the labeling sir.
Boss: (shouting louder than ever) HINDE NGA E!!!Dapat humingi ka ng tulong!Huwag mong inaako lahat ng trabaho dito!!
Well, there were still statements that were said, but this just might be the summary of it. To cut the story short, I felt like all the efforts just went to waste. Aside from the fact that there were already a lot of clients staring. Had I known that I would solicit such a reaction, I shoudn't have done it in the first place. My boss is not talking to me for the time being, which I'm not quite sure is good or bad. But considering past experiences, I believe he just might hold a meeting on monday just for this one. To snarl and shout at me once again..awwww...And Monday is yet another morning I'm not looking forward to..
I'm trying to rationalize what brought about such reaction..I can't for the life of me think of a reason..any reason..for him to shout at me when all I did was label some boxes. Mind you, the labels were correct. Maybe I'm missing something here...
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| posted by RJ @ Friday, January 18, 2008 |
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| An open letter... |
| Monday, January 7, 2008 |
This morning I woke up hoping for a good day. Later on, I found myself answering an anonymous call. I didn't recognize the voice, but when the caller introduced herself..It finally rang a bell. I don't want to elaborate on what the call was about, just that I was judged incorrectly. It turns out that someone had misunderstood me. I tried to correct the notion, but I wasn't at the right place to do so(I just came from a meeting).
I always thought that having friends was one of the greatest gifts that a person could have. I was always thankful for the gift of friendship. However, sometimes (most of the time in my case) the gift of friendship is always misinterpreted as something more(especially with men). I was shocked when I received the call. First and foremost, I never had any intention of being more than just a friend. Secondly, I never recall of writing any word/s conveying that I had interest in having more than friendship. Thirdly, I have a name and a reputation to take care of(I'm a Filipina and I have my values).
I risk a lot in baring my soul here but I am taking that risk... if only to save my wounded pride. I have been hurt by what happened, as this has not been the first time that I have been accused of something I didn't do nor had any intention of doing. At this point I am trying to convince myself that friendship is indeed a gift. It's surprising how you wake up one day and suddenly realize that you might have been living in a lie(friendship being a gift I mean). I shall partially take the blame for being naive and letting my guard down... If believing that having friends is a fault then I shall take the blame. But I will not sit in the sidelines when you judge my character based on whatever it is you want to believe. If only you took the time to understand everything then maybe you could have gotten to know me better. Unfortunately, it was misconstrued as something deeper than what it really is...that "kuya" was all it ever was.
Lastly, let this be an open letter(you know who you are)..to defend myself and my reputation.
I am not expecting any explanation whatsoever..I have not done anything wrong because if I did I wouldn't be writing this. I seldom end a friendship, but if I shall serve as a threat or hindrance to any reconciliation...then I have to go..
Let me be just a memory of someone you had passed along during your life's journey.... Labels: emotions, friendship, whatever |
| posted by RJ @ Monday, January 07, 2008 |
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| A second try on the meaning of my name... |
| Saturday, January 5, 2008 |
A few hours ago i found out the meaning of my real name "Roma Faye". Just out of curiosity, I decided to see what the meaning of RJ (my blog nick) means..
Check it Out...| What Rj Means | 
You are wild, crazy, and a huge rebel. You're always up to something.
You have a ton of energy, and most people can't handle you. You're very intense.
You definitely are a handful, and you're likely to get in trouble. But your kind of trouble is a lot of fun.
You are fair, honest, and logical. You are a natural leader, and people respect you.
You never give up, and you will succeed... even if it takes you a hundred tries.
You are rational enough to see every part of a problem. You are great at giving other people advice. |
hmmm..i could see that i'm indeed a rebel at heart..in a very subtle way...hehehe..
quite a comparison eeeiii....Labels: blog things |
| posted by RJ @ Saturday, January 05, 2008 |
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| What my name means... |
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I got this from the site of Bregie and it took my fancy...Most describes me, some - just kind of..in it's own kind of way...
What Roma Faye Means
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You are wild, crazy, and a huge rebel. You're always up to something.You have a ton of energy, and most people can't handle you. You're very intense.You definitely are a handful, and you're likely to get in trouble. But your kind of trouble is a lot of fun.
You are well rounded, with a complete perspective on life.You are solid and dependable. You are loyal, and people can count on you.
At times, you can be a bit too serious. You tend to put too much pressure on yourself.
You are confident, self assured, and capable. You are not easily intimidated.
You master any and all skills easily. You don't have to work hard for what you want.
You make your life out to be exactly how you want it. And you'll knock down anyone who gets in your way!
You are usually the best at everything ... you strive for perfection.You are confident, authoritative, and aggressive.
You have the classic "Type A" personality.
You are loving, compassionate, and ruled by your feelings.You are able to be a foundation for other people... but you still know how to have fun.
Sometimes your emotions weigh you down, but you generally feel free from them.
You are a free spirit, and you resent anyone who tries to fence you in.You are unpredictable, adventurous, and always a little surprising.
You may miss out by not settling down, but you're too busy having fun to care.
You are friendly, charming, and warm. You get along with almost everyone.You work hard not to rock the boat. Your easy going attitude brings people together.At times, you can be a little flaky and irresponsible. But for the important things, you pull it together.
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Labels: blog things |
| posted by RJ @ Saturday, January 05, 2008 |
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| The Birth Month Meme... |
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 This I got from Kuya Jessie.... I would like to pass this on to everyone who might stumble upon this entry..it's hard to drop names of whom to tag. Just like Kuya Jessie, i'm not sure who have already been tagged by it. Now let me name the rules: 1. Mention the person who tagged you and create a link back to them.
2. Copy-paste the traits for all the twelve months (see below).
3. Pick your month of birth (see below).
4. Highlight the traits that apply to you.
5. Tag 12 people and let them know by visiting their blogs and leaving a comment for them.
6. Let the person who tagged you know when you’ve done it.
I was born in OCTOBER..those in boldface font is M-E.......here goes...
OCTOBER: Loves to chat(when i'm in the mood). Loves those who loves them. Loves to take things at the center. Inner and physical beauty. Lies but doesn’t pretend. Gets angry often. Treats friends importantly. Always making friends. Easily hurt but recovers easily. Daydreamer. Opinionated. Does not care of what others think(most of the time). Emotional. Decisive. Strong clairvoyance. Loves to travel, the arts and literature. Touchy and easily jealous. Concerned. Loves outdoors(still when i'm in the mood). Just and fair. Spendthrift. Easily influenced. Easily loses confidence. Loves children.
Enumerated below are the birth months, which one is yours?
JANUARY: Stubborn and hard-hearted. Ambitious and serious. Loves to teach and be taught. Always looking at people’s flaws and weaknesses. Likes to criticize. Hardworking and productive. Smart, neat and organized. Sensitive and has deep thoughts. Knows how to make others happy. Quiet unless excited or tensed. Rather reserved. Highly attentive. Resistant to illnesses but prone to colds. Romantic but has difficulties expressing love. Loves children. Loyal. Has great social abilities yet easily jealous. Very stubborn and money cautious.
FEBRUARY: Abstract thoughts. Loves reality and abstract. Intelligent and clever. Changing personality. Attractive. Sexy. Temperamental. Quiet, shy and humble. Honest and loyal. Determined to reach goals. Loves freedom. Rebellious when restricted. Loves aggressiveness. Too sensitive and easily hurt. Gets angry really easily but does not show it. Dislikes unnecessary things. Loves making friends but rarely shows it. Daring and stubborn. Ambitious. Realizes dreams and hopes. Sharp. Loves entertainment and leisure. Romantic on the inside not outside. Superstitious and ludicrous. Spendthrift. Tries to learn to show emotions.
MARCH: Attractive personality. Sexy. Affectionate. Shy and reserved. Secretive. Naturally honest, generous and sympathetic. Loves peace and serenity. Sensitive to others. Loves to serve others. Easily angered. Trustworthy. Appreciative and returns kindness. Observant and assesses others. Revengeful. Loves to dream and fantasize. Loves traveling. Loves attention. Hasty decisions in choosing partners. Loves home decors. Musically talented. Loves special things. Moody.
APRIL: Active and dynamic. Decisive and hasty but tends to regret. Attractive and affectionate to oneself. Strong mentality. Loves attention. Diplomatic. Consoling, friendly and solves people’s problems. Brave and fearless. Adventurous. Loving and caring. Suave and generous. Emotional. Aggressive. Hasty. Good memory. Moving. Motivates oneself and others. Sickness usually of the head and chest. Sexy in a way that only their lover can see.
MAY: Stubborn and hard-hearted. Strong-willed and highly motivated. Sharp thoughts. Easily angered. Attracts others and loves attention. Deep feelings. Beautiful physically and mentally. Firm Standpoint. Needs no motivation. Easily consoled. Systematic (left brain). Loves to dream. Strong clairvoyance. Understanding. Sickness usually in the ear and neck. Good imagination. Good physical. Weak breathing. Loves literature and the arts. Loves traveling. Dislike being at home. Restless. Not having many children. Hardworking. High spirited. Spendthrift.
JUNE: Thinks far with vision. Easily influenced by kindness. Polite and soft-spoken. Having ideas. Sensitive. Active mind. Hesitating, tends to delay. Choosy and always wants the best. Temperamental. Funny and humorous. Loves to joke. Good debating skills. Talkative. Daydreamer. Friendly. Knows how to make friends. Able to show character. Easily hurt. Prone to getting colds. Loves to dress up. Easily bored. Fussy. Seldom shows emotions. Takes time to recover when hurt. Brand conscious. Executive. Stubborn.
JULY: Fun to be with. Secretive. Difficult to fathom and to be understood. Quiet unless excited or tensed. Takes pride in oneself. Has reputation. Easily consoled. Honest. Concerned about people’s feelings. Tactful. Friendly. Approachable. Emotional temperamental and unpredictable. Moody and easily hurt. Witty and sparkly. Not revengeful. Forgiving but never forgets. Dislikes nonsensical and unnecessary things. Guides others physically and mentally. Sensitive and forms impressions carefully. Caring and loving. Treats others equally. Strong sense of sympathy. Wary and sharp. Judges people through observations. Hardworking. No difficulties in studying. Loves to be alone. Always broods about the past and the old friends. Likes to be quiet. Homely person. Waits for friends. Never looks for friends. Not aggressive unless provoked. Prone to having stomach and dieting problems. Loves to be loved. Easily hurt but takes long to recover.
AUGUST: Loves to joke. Attractive. Suave and caring. Brave and fearless. Firm and has leadership qualities. Knows how to console others. Too generous and egoistic. Takes high pride in oneself. Thirsty for praises. Extraordinary spirit. Easily angered. Angry when provoked. Easily jealous. Observant. Careful and cautious. Thinks quickly. Independent thoughts. Loves to lead and to be led. Loves to dream. Talented in the arts, music and defense. Sensitive but not petty. Poor resistance against illnesses. Learns to relax. Hasty and trusty. Romantic. Loving and caring. Loves to make friends.
SEPTEMBER: Suave and compromising. Careful, cautious and organized. Likes to point out people’s mistakes. Likes to criticize. Stubborn. Quiet but able to talk well. Calm and cool. Kind and sympathetic. Concerned and detailed. Loyal but not always honest. Does work well. Very confident. Sensitive. Good memory. Clever and knowledgeable. Loves to look for information. Must control oneself when criticizing. Able to motivate oneself. Understanding. Fun to be around. Secretive. Loves leisure and traveling. Hardly shows emotions. Tends to bottle up feelings. Very choosy, especially in relationships. Systematic.
OCTOBER: Loves to chat. Loves those who loves them. Loves to take things at the center. Inner and physical beauty. Lies but doesn’t pretend. Gets angry often. Treats friends importantly. Always making friends. Easily hurt but recovers easily. Daydreamer. Opinionated. Does not care of what others think. Emotional. Decisive. Strong clairvoyance. Loves to travel, the arts and literature. Touchy and easily jealous. Concerned. Loves outdoors. Just and fair. Spendthrift. Easily influenced. Easily loses confidence. Loves children.
NOVEMBER: Has a lot of ideas. Difficult to fathom. Thinks forward. Unique and brilliant. Extraordinary ideas. Sharp thinking. Fine and strong clairvoyance. Can become good doctors. Dynamic in personality. Secretive. Inquisitive. Knows how to dig secrets. Always thinking. Less talkative but amiable. Brave and generous. Patient. Stubborn and hard-hearted. If there is a will, there is a way. Determined. Never give up. Hardly becomes angry unless provoked. Loves to be alone. Thinks differently from others. Sharp-minded. Motivates oneself. Does not appreciate praises. High-spirited. Well-built and tough. Deep love and emotions. Romantic. Uncertain in relationships. Homely. Hardworking. High abilities. Trustworthy. Honest and keeps secrets. Not able to control emotions. Unpredictable.
DECEMBER: Loyal and generous. Sexy. Patriotic. Active in games and interactions. Impatient and hasty. Ambitious. Influential in organizations. Fun to be with. Loves to socialize. Loves praises. Loves attention. Loves to be loved. Honest and trustworthy. Not pretending. Short tempered. Changing personality. Not egotistic. Take high pride in oneself. Hates restrictions. Loves to joke. Good sense of humor. Logical.
Labels: Meme/Tags |
| posted by RJ @ Saturday, January 05, 2008 |
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| Greeting the New Year with a Blog Award.. |
| Wednesday, January 2, 2008 |
I never even thought that there was an award like this. :) :) :)
I was checking out my blog to see if there were any messages in my cbox and there I saw that Kuya Jessie gave me this award. I was all smiles (how obvious can it get???!! simula pa lang abot magkabilang tenga na) :):) :) For a blogger who once kept her writings to herself, it is very fulfilling for me to be able to get an award like this. I never dreamed of getting one from the blogosphere. Hence, i use the word "fulfilling" because it only proves that I have not made a mistake in finally sharing my thoughts and views through blogging. It is indeed nice to know that I am appreciated by someone(if not all..ahehehe..asa pa ako) who has stumbled upon my blog.
And so with that, allow me to pass on this award to bloggers who i think also deserve the appreciation that i have felt in receiving this. To Kuya Lestat(thank you for encouraging me to blog again), Ate Manilenya( my inspiration in creating my second home), Malinesky, Kai, Waliz, Teban , and Maryanj.
Again, Kuya Jessie, thank you very much for the award. You have made me one happy gal because of it. Can I tag you back with it??(hehehehe)
Labels: Meme/Tags |
| posted by RJ @ Wednesday, January 02, 2008 |
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| About Me |
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Name: RJ
Home: Baguio City, Philippines
About Me: I'm pretty much normal and sane. Much like anybody I believe that each and every person is unique, with their strengths and weaknesses. Thus, everyone should be given a chance to prove themselves.
I stand firm with my convictions, but that doesn't necessarily mean that nobody can prove me wrong, I have learned that one is entitled to his or her own opinion. Just the same, you won't usually see me standing in the sidelines waiting for somebody to prove a point. I guess this is the foremost reason why this blog was created...
And so I leave it all up to you to read between the lines..and begin to know me with the way I express myself through my writings..
:)
See my complete profile
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